Bivial

Bivial – Modern Swiss Corporate Account and Global Payments Bivial is a Swiss financial institution offering modern corporate banking services and global payment solutions. The company provides dedicated Swiss IBANs, cross-border payments, and API integration for businesses ranging from startups to established corporates. About Bivial Bivial AG is a deposit-taking institution regulated under the Swiss Federal Banking Act Article 1b and supervised by FINMA (Financial Market Supervisory Authority). The company addresses the complexity of international money transfers and fund management for online businesses of all sizes. Bivial cutting-edge financial solutions comply with global regulations, making it a trusted partner for digital businesses with global customer bases. The company is a Principal Member of Visa and holds PCI DSS Level 1 certification. Products Bivial offers Business Accounts with dedicated Swiss IBANs for daily banking operations. The platform supports inbound payments, outbound payments, and various integrations. Business accounts include Client Funds Accounts, Visa Physical Cards, and Visa Virtual Cards. Personal accounts are available on a limited basis for individuals with existing corporate relationships, including Entrepreneur Accounts and Visa Personal Cards. Services Bivial facilitates international money transfers across multiple currencies including CHF, USD, EUR, and many more with seamless currency exchange. The platform provides bulk transfers, global collection services, and instant push-to-card payments. Analytics tools offer extensive transaction monitoring for accounting purposes. API integration enables seamless payment processing for businesses requiring automated solutions. Key Features Bivial assigns a personal manager to assist clients with onboarding and financial infrastructure setup. The platform serves diverse industries including e-commerce, software development, social media platforms, advertising networks, and regulated online services. Global reach enables sending, receiving, and saving money in various currencies. First-rate support ensures clients have dedicated assistance for all banking needs. Getting Started Opening a Swiss corporate account requires completing the onboarding process with Bivial support team. The platform provides tailored financial services based on business size, with solutions for startups under 2M CHF revenue and established corporates exceeding 2M CHF. A personal manager guides clients through setup and ongoing account management.