ReactivePay

About ReactivePay (Corporate Overview) Founded in 2018, ReactivePay is an intelligent, open-architecture payment engine and white label fintech platform. The company provides an end-to-end digital finance infrastructure specifically designed for fintech startups, financial institutions, neo-banks, and Payment Service Providers (PSPs). By delivering modular web applications, an integrated public API, and a robust core financial ledger, ReactivePay enables internet businesses to deploy custom, branded banking and multi-currency payment processing ecosystems while optimizing operational costs and bypassing legacy technical debt. Core Products and White Label Solutions ReactivePay provides a unified SaaS platform that aggregates all digital finance architectures into distinct white label product suites: 1. Online Banking White Label Solution A comprehensive modular framework designed to establish corporate or retail digital banking infrastructures: Core Banking & Ledgers: Implements standard double-entry financial ledgers and transaction entry flows. IBAN Account Opening: Facilitates instant IBAN creation and account issuing through integrated third-party financial partners. Regulatory Compliance: Built-in automated modules for KYC (Know Your Customer), KYB (Know Your Business), and KYT (Know Your Transaction) compliance checks. 2. Payment Processing & Orchestration Solution An intelligent payment gateway factory engineered for multi-currency internet acquiring: Payment Orchestration Platform: Features an embedded orchestration and cascading engine with access to over 170+ pre-built integrations. Global Payment Methods: Supports standard Visa and MasterCard processing, alongside instant region-specific rails like UPI, China UnionPay, and LATAM payment networks. Traditional Bank Rails: Fully integrated with cross-border and regional clearings including IBAN, SWIFT, and SEPA via specialized banking partners. 3. White Label Crypto Processing A secure digital asset gateway enabling businesses to seamlessly bridge traditional fiat with decentralized finance: Infrastructure Integrations: Direct technical connectivity with institutional custody and exchange networks including Fireblocks, Binance, and Kraken. Asset Versatility: Native payment and settlement infrastructure supporting more than 100+ distinct digital assets and tokens. Wallets & Storage: Provides enterprise-grade digital wallet operations and fund storage facilities for business-to-business clients. Platform Services and Technical Capabilities Flexy-Guard Fraud Prevention: A built-in risk mitigation filter using pre-defined rules, advanced fraud checks, and Trusted/FTD verification to minimize chargebacks. Advanced Commission Management: Features flexible, range-based fee configuration tools for complex internet acquiring and multi-merchant setups. Analytics & Management Consoles: Delivers comprehensive BI (Business Intelligence) systems with prepopulated financial reporting dashboards at both corporate management and customer levels. Asynchronous Public API: Built upon a modern, fully asynchronous payment request flow with robust request encryption models for developer integrations. Transparent Pricing and Onboarding ReactivePay breaks away from unpredictable per-integration pricing structures by offering a transparent, scalable pricing commitment for startups: The Ultimate Startup Offer: €1,499 / monthly flat fee (+ transaction fee). What is Included: Full access to the core banking engine, payment orchestration platform, KYC/KYB portals, and all 170+ payment integrations. Instant Support Channel: Features an automated, high-visibility onboarding and instant technical consultancy service operated directly through their official Telegram portal.