Mastercard Launches AI-Powered Advanced B2B Analytics for Commercial Card Acceptance

Mastercard has introduced Mastercard Advanced B2B Analytics, a card acceptance analytics platform that provides supplier payment insights in minutes, according to the company. The solution is designed to help issuers drive commercial card spend at scale, capture additional revenues and assist corporate clients in identifying opportunities to optimize working capital.

Advanced B2B Analytics transforms accounts payable insights into actionable intelligence, enabling financial institutions and their corporate customers to identify supplier payment opportunities with greater precision. Combined with consulting expertise from the Mastercard Advisors & Transformation team, the platform aims to streamline procurement processes, reduce costs and accelerate commercial card acceptance.

Through the platform, issuers can enable corporate customers to:

• Identify suppliers most likely to accept card payments using dynamic acceptance propensity scoring enabled by AI-powered infrastructure

• Gain actionable insights from accounts payable data through interactive dashboards and analytics

• Optimize working capital with greater visibility into payment flows

• Scale commercial card adoption and improve supplier engagement through targeted outreach

• Access Mastercard expertise and recommendations to support supplier prioritization and growth strategies

For financial institutions, Advanced B2B Analytics offers a way to deepen client relationships and accelerate commercial card growth, helping capture a share of the approximately $80 trillion addressable B2B payments opportunity.

Marc Pettican, global head of Corporate Solutions at Mastercard, said that businesses often have vast amounts of payment data that remains fragmented and underutilized. He noted that Advanced B2B Analytics combines insights with Mastercard's commercial payments expertise to help issuers identify where card acceptance can deliver the greatest value, engage suppliers more effectively and drive measurable growth.

Mastercard said it will further extend intelligence and insights to the supplier and acquirer side of the ecosystem, progressively scaling across the commercial payments journey. The launch reflects Mastercard's broader strategy of embedding data, analytics and AI into payments infrastructure, alongside innovations such as Mastercard Virtual C-Suite.