Robinhood Launches AI Agent Accounts for Automated Trading and Payments

Robinhood has introduced new tools allowing customers to deploy AI agents for stock trading and purchases on its platform, marking a further step toward automated retail trading. The company stated users can connect their own agents directly to execute predefined strategies or complete transactions without manual intervention.

According to the announcement, the brokerage now offers dedicated accounts where AI agents can trade independently from a user's main portfolio. These accounts require separate funding, limiting the capital accessible to the agent. The platform provides real-time activity feeds, profit and loss tracking, and transaction notifications. Currently supporting equities trading, Robinhood plans to expand to options, cryptocurrencies, and other instruments in future updates.

Users can assign agents to execute specific strategies, such as portfolio rebalancing or automated trading based on historical patterns, and can disable the agent at any time. Robinhood also launched an agent-enabled credit card feature, allowing AI systems to make purchases on behalf of users. Customers can link agents to a virtual card, set spending limits, and choose whether transactions require manual approval.

These agents can monitor prices and complete purchases when conditions are met, such as buying items below a set price or securing limited-availability bookings. The feature is available to Robinhood Gold Card users, with further expansion planned. The company said it has implemented safeguards including transaction previews, fraud monitoring, and detailed activity logs. Users retain control through spending limits and the ability to revoke access instantly.

The launch coincides with increased financial firm investment in agentic AI. A Deloitte survey published in April revealed only 21% of organizations have mature governance frameworks, highlighting oversight concerns as automation expands. Several trading platforms already allow AI-driven or algorithmic strategies that scan markets and auto-execute trades, typically via APIs atop brokers rather than broker-native "agentic" access for both trading and payments.

In payments, Visa rolled out a platform in 2025 enabling users to delegate online shopping tasks to AI agents, a conceptually similar commerce-side approach not tied to a retail brokerage account. A broader ecosystem of AI trading agents exists, but direct end-to-end integration of external agents into a single retail app for both trading and credit card usage is still emerging. Recently, Finance Magnates reported on Liquid's "Co-Invest" app, which lets users analyze markets and execute trades directly within models like ChatGPT and Claude, acting as an embedded AI trading front end. Tools such as the FBS AI Assistant also provide automated analysis and trade ideas, moving toward the "AI partner" model seen in Robinhood's offering.