Wise Activates U.S. Broker-Dealer Licence, Launches Interest and Stocks Products

Wise has activated its U.S. broker-dealer licence for the first time, launching two investment products that let personal and business customers earn potential returns on their USD balances. The offerings, Wise Interest and Stocks, are provided through Wise US Assets Inc., a registered broker-dealer and member of FINRA and SIPC.

Wise Interest allows customers to invest in a BlackRock money market fund holding U.S. government-backed assets. Returns are calculated daily and distributed monthly, though earnings are not guaranteed. Wise Stocks provides access to an S&P 500 index fund, enabling customers to invest in major U.S. companies directly through their existing Wise balances.

Both products allow customers to access their funds for payments and transfers without withdrawal penalties, although investments remain subject to market risks. The launch marks Wise’s first operational use of its broker-dealer licence, which covers all 50 U.S. states.

Wise reported that global customer holdings increased 40% to $39 billion during its 2026 financial year. The company also recorded an almost 17% annual increase in income earned by U.S. customers through its existing Basic Interest offering, which operates separately through a partner bank.